Compared

The 10 best Google Ads agencies for loan officers in 2026

We compared 10 companies that run Google Ads for loan officers and mortgage brokers on management fees, minimum spend, contracts and who owns the ad account. Every price comes from the company's own website.

At a glance

Prices and terms checked November 2, 2026. Product names are trademarks of their owners.
#CompanyBest forPriceContract
1NA Web ServicesBest overall for individual loan officers$599/mo, plus ad spendNone
2Enlightened MediaBest Google Ads specialist for mortgageFrom $500/mo + ad spend3 months, then month to month
3Roar SolutionsBest low-cost Google and Meta bundle$299/mo + $500 min. ad spendMonth to month, 30 days' notice
4Empower LOBest if you already use Empower LOQuoted privatelyNot stated for LeadEngine
5Max ConversionBest for a performance guarantee$1,050/mo + ad spendNo long-term contract
6ILM MarketingBest for Google, Microsoft and Meta togetherFrom $150/mo + setup feeCancel with 30 days' notice
7LinkNowBest all-in monthly priceFrom $1,199.95/mo, incl. $449.95 feeNo contract
8Clicks GeekBest for established brokeragesNot publishedNot stated
9Mortgage PPCBest for a one-time campaign build$2,500 to $6,100 packagesNot stated
10BrandignityBest for a full-service agencyCustom proposalNot stated

How we ranked them

What we scored on

  1. You own the account

    Ads run in your own Google Ads account, so the leads and the data stay yours.

  2. Published pricing

    The management fee is on the website, separate from ad spend.

  3. No long contract

    You can stop if the ads aren't working.

  4. Mortgage compliance

    Ads only where you're licensed, and no rates or payment terms in the copy.

  5. Built for loan officers

    Pricing and minimum spend that work for one loan officer, not only large lenders.

The list

1

Best overall for individual loan officers

NA Web Services

Price
$599/mo, plus ad spend
Contract
None

Google Ads or Meta ads run in your own account, shown only in your licensed states, with no rates or payments in any ad, sent to your own loan program pages.

Pros

  • Ads in your own account, so the leads and the data are yours
  • Published management fee and no contract
  • Ads only in your licensed states, with no trigger terms

Cons

  • Ad spend is separate and paid to Google or Meta
  • Needs a site with loan program pages, which we build first
2

Best Google Ads specialist for mortgage

Enlightened Media

Price
From $500/mo + ad spend
Contract
3 months, then month to month

A Google Ads-only agency with a mortgage program: campaigns by loan type, offline conversion imports from your LOS or CRM, and lead routing. The founder manages accounts personally.

Pros

  • You own the account and data
  • No setup fee
  • Imports closed loans from your LOS or CRM to optimize campaigns

Cons

  • Initial 3-month commitment
  • Google Ads only, no Meta
3

Best low-cost Google and Meta bundle

Roar Solutions

Price
$299/mo + $500 min. ad spend
Contract
Month to month, 30 days' notice

Google, Facebook and Instagram ads for mortgage brokers and loan officers in Canada and the US, managed in your own accounts for one monthly fee.

Pros

  • Low published fee covering Google and Meta
  • Runs in your own ad accounts
  • Month to month

Cons

  • $500 a month minimum ad spend
  • Custom landing pages cost extra
  • Not mortgage-only
4

Best if you already use Empower LO

Empower LO

Price
Quoted privately
Contract
Not stated for LeadEngine

LeadEngine is a managed Google Ads add-on for Empower LO's CRM. It runs in your own account, focuses on purchase searches, and takes at most two clients per market.

Pros

  • You own the Google Ads account
  • At most two LeadEngine clients per market
  • Leads go straight into the CRM

Cons

  • Only available as an add-on to the $297/mo Scale plan, which has a $300 setup fee
  • LeadEngine pricing isn't published
5

Best for a performance guarantee

Max Conversion

Price
$1,050/mo + ad spend
Contract
No long-term contract

A Google Ads agency with a loan program that includes landing pages, call tracking and two-way texting, and offers a month's refund if it doesn't beat your previous 90 days.

Pros

  • You own the ad account
  • 90-day performance guarantee
  • Landing pages and call tracking included

Cons

  • Recommends $1,500 to $3,000 a month in ad spend
  • Covers personal loans too, not mortgage-only
6

Best for Google, Microsoft and Meta together

ILM Marketing

Price
From $150/mo + setup fee
Contract
Cancel with 30 days' notice

An agency with a mortgage marketing practice that runs paid search and social across Google, Microsoft and Meta, priced as a share of ad spend.

Pros

  • Low starting fee
  • You keep full ownership of your accounts
  • No long-term contracts

Cons

  • Flat setup fee, quoted per project
  • Fee rises with ad spend
  • Compliance claims cover copy, not ad targeting
7

Best all-in monthly price

LinkNow

Price
From $1,199.95/mo, incl. $449.95 fee
Contract
No contract

A small-business agency with a mortgage broker Google Ads package that bundles the management fee and ad budget into one monthly price, with 3 landing pages.

Pros

  • One monthly price including ad budget
  • No contract
  • Dedicated campaign manager

Cons

  • Account ownership isn't stated
  • Not mortgage-only
  • Compliance isn't mentioned
8

Best for established brokerages

Clicks Geek

Price
Not published
Contract
Not stated

A local-services ads agency with a mortgage broker program: campaigns by loan type, call-only ads with tracking, and weekly keyword reviews.

Pros

  • Landing pages by loan type
  • Says NMLS disclosures belong in ad copy and landing pages

Cons

  • No published pricing
  • Says most clients spend $4,000 to $8,000 a month on ads
  • Contract and account ownership aren't stated
9

Best for a one-time campaign build

Mortgage PPC

Price
$2,500 to $6,100 packages
Contract
Not stated

A mortgage-only PPC company selling packages by number of campaigns. Its site calls them setup packages but doesn't say whether the price is one-time or monthly.

Pros

  • Mortgage-only
  • Serves independent brokers and loan officers

Cons

  • Unclear whether prices are one-time or monthly
  • Packages list age targeting, which Google doesn't allow for US housing and credit ads
  • Account ownership isn't stated
10

Best for a full-service agency

Brandignity

Price
Custom proposal
Contract
Not stated

A full-service agency whose mortgage marketing program includes Google Ads alongside SEO, social media and email.

Pros

  • SEO, ads and social from one agency
  • Works with loan officers, brokers and lenders

Cons

  • No published pricing or terms
  • Google Ads is one service among many, not a specialty

FAQ

Questions

On this list, published management fees run from about $150 to $1,050 a month, plus ad spend paid to Google. Some agencies set a minimum ad spend, from $500 to $3,000 a month.

Running ads in your own account means every lead is yours alone and you keep the data if you switch agencies. Every company on this list manages ads rather than reselling shared leads.

We make NA Web Services, so we're not neutral. We ranked it first because the fee is published, there's no contract, ads run only in your licensed states with no rates or payments, and they point to your own loan program pages. If you need a large multi-office program, other entries fit better.

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